Closing Cost Calculator
Morty tallies every fee so closing day has zero surprises — including provincial land transfer tax and first-time buyer rebates.

Property Details
$
Estimated Closing Costs
$11,025
2.21% of home price · Ontario
Land Transfer Tax
Provincial LTT$6,475
Net LTT$6,475
Other Closing Costs
Legal Fees & Disbursements$1,800
Title Insurance$350
Home Inspection$500
Appraisal Fee$400
Adjustments (tax/utilities)$1,500
Subtotal$4,550
Land Transfer Tax
$6,475
Other Fees
$4,550
Morty suggests: Toggle "First-Time Home Buyer" to see if you qualify for a land transfer tax rebate!
Related Tools & Resources
Mortgage Calculator
Full payment calculator with CMHC insurance and stress test.
Affordability Calculator
Find your maximum mortgage based on income and debts.
Home Buying Checklists
Step-by-step checklists from pre-approval to moving day.
First-Time Buyer Guide
Everything you need to know about buying your first home in Canada.