Which Canadian mortgage type fits you?
This matcher picks a mortgage structure — fixed or variable, term length, open or closed — from seven questions. It does not quote a rate or approve a loan. If you are inside 120 days of renewal, shop a straight switch before you sign the letter.
Rules verified: 2026-07-13 · Methodology
Renewing in the next 120 days? 120-day playbook · Stress-test-free switches · Scripts
Not sure which mortgage type is right for you?
Fixed or variable? 1-year or 5-year term? Open or closed? Answer 7 quick questions and Morty will match you with the mortgage type that fits your life.
“Takes about 60 seconds. No sign-up, no emails, no sales pitch — just a clear recommendation based on your answers. Let's figure this out together.”
7 questions · ~60 seconds · completely free
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