Reference table
Land transfer tax by province (2026)
What you'll pay in land transfer tax on a $500,000, $750,000, and $1,000,000 purchase in every province and territory — before any first-time buyer rebate. Computed with the same engine as our closing costs calculator.
Land transfer tax at three purchase prices
| Province | $500,000 | $750,000 | $1,000,000 |
|---|---|---|---|
| Ontario | $6,475 | $11,475 | $16,475 |
| British Columbia | $8,000 | $13,000 | $18,000 |
| Quebec | $5,843 | $10,582 | $15,582 |
| Manitoba | $7,650 | $12,650 | $17,650 |
| New Brunswick | $5,000 | $7,500 | $10,000 |
| Nova Scotia | $7,500 | $11,250 | $15,000 |
| Prince Edward Island | $5,000 | $7,500 | $10,000 |
| Newfoundland & Labrador(No provincial LTT) | $0 | $0 | $0 |
| Alberta(No provincial LTT) | $0 | $0 | $0 |
| Saskatchewan(No provincial LTT) | $0 | $0 | $0 |
| Yukon(No provincial LTT) | $0 | $0 | $0 |
| Northwest Territories(No provincial LTT) | $0 | $0 | $0 |
| Nunavut(No provincial LTT) | $0 | $0 | $0 |
| Toronto (ON + municipal) | $12,950 | $22,950 | $32,950 |
Provincial (and Toronto municipal) land transfer tax only — title registration fees and legal costs excluded. No-LTT jurisdictions still charge registration fees. Figures verified 2026-07-13.
First-time buyer rebates
| Jurisdiction | Max rebate | Price limit |
|---|---|---|
| Ontario | $4,000 | No limit |
| Toronto (municipal portion) | $4,475 | No limit |
| British Columbia | $8,000 | $835,000 |
Other provinces currently offer no land transfer tax rebate for first-time buyers. Eligibility conditions apply — verify with the province before closing.
Frequently asked questions
How much is land transfer tax in Ontario on a $750,000 home?
$11,475 provincially — and $22,950 in Toronto, where the municipal LTT roughly doubles the bill. Eligible first-time buyers get up to $4,000 back provincially plus up to $4,475 on the Toronto portion.
Which provinces have no land transfer tax?
Alberta, Saskatchewan, and the three territories charge no land transfer tax, though modest title registration fees still apply. Every other province levies a progressive tax on the purchase price.
What land transfer tax rebates do first-time buyers get?
Ontario refunds up to $4,000; Toronto adds up to $4,475 on its municipal tax; BC's full exemption covers homes up to $835,000 (worth up to $8,000). Other provinces currently offer no LTT rebate.
Is land transfer tax part of my mortgage?
No — it's a closing cost paid in cash on top of your down payment, due on the day the purchase closes. Budget for it alongside legal fees and other closing costs.
Educational only — not legal or financial advice. Rules and rates change; confirm with your lawyer or the provincial registry before closing.